Ralls County Mutual Insurance Company was formed 125 years ago by a few citizens of Ralls County that wanted better insurance, not only for themselves but their family and neighbors. They joined together and on May 5, 1890, Ralls County Mutual was formed to give that protection.

Ralls County Mutual Insurance is state regulated and fully reinsured.  We have no stockholders to pay dividends to which allows us to keep our premiums competitive.   As a policy holder, you are more than just another number at RCMIC, you are a member—an owner of the company.