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Homeowner Program
Home Insurance
HO2 and HO3 Packages
For owner occupied properties
Intended for property less than 40 acres.
Strict underwriting guidelines
Includes liability
Replacement policy with “open peril” coverage for structures
Several deductible options
Contact Us for more details
HO4 Package
For renters
Strict underwriting guidelines
Personal property and liability
Deductible options
Best for Fire Protection Rating of Class 3 to 8
Broad Form “named peril” coverage
Contact Us for more details
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